PISTAORIGIN
Payment Intelligence & Security Telemetry ArchitectureTelemetry Active: 118,534 events
• IEEE-CIS CalibratedEvery transaction
PISTA turns payment telemetry into real-time signals, calibrated risk scores, and explainable TreeSHAP attributions—delivering instant autonomous decisions with zero friction.
Autonomous Intelligence Pipeline
From Signal to Instant Verdict
Sub-millisecond LightGBM scoring across 492 engineered feature dimensions with explainable TreeSHAP drivers.
01 / TELEMETRY
492 Features
Monetary behavior, card attributes, identity match signals, email risk, and hardware fingerprinting.
02 / INFERENCE
Calibrated Risk
LightGBM booster evaluated at sub-millisecond speeds followed by isotonic probability calibration.
03 / EXPLAINABILITY
TreeSHAP Drivers
Exact feature contribution vectors detailing why a payment was deemed safe, suspicious, or fraudulent.
04 / POLICY
Tri-State Routing
Autonomous tri-state policy: Frictionless APPROVE, Investigator REVIEW triage, or automated BLOCK.
Empirical Benchmark (118,534 Held-Out Validation Cohort)VERIFIED
Explore AnalyticsPR-AUC (Primary Metric)
0.5450
Held-out IEEE-CIS cohortROC-AUC
0.9130
Global discriminationInference Latency
< 1.0 ms
Sub-millisecond boosterEngineered Features
492
Causal feature store