PISTAORIGIN
Payment Intelligence & Security Telemetry Architecture
Telemetry Active: 118,534 events
• IEEE-CIS Calibrated

Every transaction leaves clues.

PISTA turns payment telemetry into real-time signals, calibrated risk scores, and explainable TreeSHAP attributions—delivering instant autonomous decisions with zero friction.

Autonomous Intelligence Pipeline

From Signal to Instant Verdict

Sub-millisecond LightGBM scoring across 492 engineered feature dimensions with explainable TreeSHAP drivers.

01 / TELEMETRY

492 Features

Monetary behavior, card attributes, identity match signals, email risk, and hardware fingerprinting.

02 / INFERENCE

Calibrated Risk

LightGBM booster evaluated at sub-millisecond speeds followed by isotonic probability calibration.

03 / EXPLAINABILITY

TreeSHAP Drivers

Exact feature contribution vectors detailing why a payment was deemed safe, suspicious, or fraudulent.

04 / POLICY

Tri-State Routing

Autonomous tri-state policy: Frictionless APPROVE, Investigator REVIEW triage, or automated BLOCK.

Empirical Benchmark (118,534 Held-Out Validation Cohort)VERIFIED
Explore Analytics
PR-AUC (Primary Metric)

0.5450

Held-out IEEE-CIS cohort
ROC-AUC

0.9130

Global discrimination
Inference Latency

< 1.0 ms

Sub-millisecond booster
Engineered Features

492

Causal feature store